Mortgage calculator
Estimate a monthly mortgage repayment.
Enter your own figures. This is an illustration—not a quote, affordability assessment or personal recommendation.
This calculator provides an illustration only and is not financial advice, a mortgage offer or a guarantee of eligibility.
Your property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of buy-to-let mortgage.
Repayment estimate
Explore a mortgage repayment estimate.
Choose the mortgage context, enter your own interest rate and adjust the figures to explore an estimated monthly payment and repayment schedule.
Enter your own rate. You can use a rate from a lender illustration, a mortgage statement or another figure you would like to explore.
The rate is supplied by you. It is not a current mortgage product, an average market rate or a recommendation from RG Financial Services. Enter a rate to see a repayment estimate.
Complete your estimate
Enter your rateNo interest rate is selected for you. Enter your own rate to calculate an estimated monthly payment.
- Mortgage type
- Residential
- Mortgage amount
- £360,000
- Loan-to-value (LTV)
- 80.0%
- Deposit or equity
- £90,000 (20.0%)
The interest rate is entered by you and used unchanged. It does not represent a mortgage product currently available from RG Financial Services. Actual rates, fees and repayments depend on the lender, product and your circumstances.
The calculation assumes the rate you enter stays the same for the full term and does not include product fees, taxes or insurance.
Affordability
A lender assesses more than the monthly payment.
A lender will separately assess your income, commitments, household costs, credit profile, deposit, property and its own criteria. The rate you enter may not be available for your circumstances, and available rates and fees can change.
There may be a fee for mortgage advice. The precise amount will depend on your circumstances and will be agreed with you before proceeding. The estimated fee is £299, payable at application.
Discuss your borrowing plans