/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.relative{position:relative}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.block{display:block}.contents{display:contents}.table{display:table}}:root{--ink:#0a0b3b;--ink-deep:#050627;--paper:#f4f1e8;--paper-light:#fbfaf6;--mint:#dfe5f3;--mint-bright:#cbd8ee;--coral:#c7a34d;--coral-dark:#765715;--sun:#efd990;--focus:#5276c8;--line:#0a0b3b2b;--muted:#5f6179;--white:#fffef9}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:112px}body{background:var(--paper-light);color:var(--ink);font-family:var(--font-sans), Arial, sans-serif;-webkit-font-smoothing:antialiased;margin:0;font-size:16px;line-height:1.55}body,button,input,select,textarea{font-family:var(--font-sans), Arial, sans-serif}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button,input,select,summary,a{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible,textarea:focus-visible{outline:3px solid var(--focus);outline-offset:4px}.shell{width:min(1180px,100% - 48px);margin-inline:auto}.section-pad{padding:112px 0;position:relative}.eyebrow{color:var(--coral-dark);letter-spacing:.14em;text-transform:uppercase;margin:0 0 20px;font-size:.73rem;font-weight:760;line-height:1.2}h1,h2,h3,p{margin-top:0}h1,h2{font-family:var(--font-display), Georgia, serif;letter-spacing:-.045em;font-weight:500;line-height:.98}h1{font-size:clamp(3.7rem,7vw,7.5rem)}h2{font-size:clamp(2.7rem,5vw,5rem)}h3{letter-spacing:-.02em;font-size:1.28rem;line-height:1.2}.button{cursor:pointer;border:1px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:14px;min-height:54px;padding:0 24px;font-size:.94rem;font-weight:720;transition:background-color .2s,border-color .2s,color .2s,transform .2s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button-primary{background:var(--coral);color:var(--ink-deep)}.button-primary:hover{background:var(--sun)}.button-ink{background:var(--ink);color:var(--white)}.button-ink:hover{background:var(--coral);color:var(--ink-deep)}.button-light{background:var(--white);color:var(--ink)}.button-light:hover{background:var(--sun)}.button-ghost{color:var(--white);border-color:#ffffff47}.button-ghost:hover{border-color:var(--mint-bright);color:var(--mint-bright)}.button-small{min-height:44px;padding-inline:18px;font-size:.86rem}.text-link{align-items:center;gap:8px;font-weight:720;display:inline-flex}.text-link:hover{color:var(--coral-dark)}.microcopy{color:var(--muted);font-size:.84rem}.disclosure-note{border-left:3px solid var(--coral);color:var(--muted);margin:18px 0 0;padding:8px 0 8px 14px;font-size:.8rem;line-height:1.55}.disclosure-note p{margin:0 0 6px}.disclosure-note p:last-child{margin-bottom:0}.protection-fee-disclosure{color:#252641;font-size:1rem;font-weight:680;line-height:1.55}.service-cta .protection-fee-disclosure{color:var(--ink-deep);font-size:1rem}.compliance-disclosure{background:var(--ink);color:var(--white)}.compliance-disclosure-inner{grid-template-columns:240px 1fr;align-items:center;gap:60px;padding-top:34px;padding-bottom:34px;display:grid}.compliance-disclosure-inner>strong{color:var(--sun);letter-spacing:.12em;text-transform:uppercase;font-size:.72rem}.compliance-disclosure-copy{gap:12px;display:grid}.compliance-disclosure p{color:var(--white);border-bottom:1px solid #fff3;margin:0;padding-bottom:12px;font-size:.91rem;line-height:1.5}.compliance-disclosure p:last-child{border-bottom:0;padding-bottom:0}.useful-next-steps{margin-top:48px}.useful-next-steps>.shell{background:var(--paper);border:1px solid var(--line);border-radius:24px;grid-template-columns:minmax(170px,.55fr) minmax(0,1.45fr);align-items:center;gap:28px;padding:28px 30px;display:grid}.useful-next-steps h2{margin:0;font-size:clamp(1.9rem,3vw,2.6rem)}.useful-next-steps p{color:var(--muted);margin:0}.useful-next-steps .eyebrow{color:var(--coral-dark);margin:0}.useful-next-steps>.shell>div{flex-wrap:wrap;align-items:center;gap:10px 22px;display:flex}.useful-next-steps a:not(.button){border-bottom:1px solid var(--coral);align-items:center;min-height:44px;font-size:.82rem;font-weight:720;display:inline-flex}.skip-link{background:var(--sun);z-index:9999;padding:10px 14px;position:fixed;top:-80px;left:12px}.skip-link:focus{top:12px}.site-header{z-index:100;-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);background:#0a0b3b;border-bottom:1px solid #ffffff24;position:sticky;top:0}.header-inner{align-items:center;gap:32px;height:96px;display:flex}.official-brand{flex:0 0 326px;width:326px;height:78px;display:block;position:relative}.official-logo-crop{width:326px;height:69px;display:block;position:absolute;top:0;left:0;overflow:hidden}.official-logo-crop img{width:340px;max-width:none;height:auto;position:absolute;top:-18px;left:-9px}.official-strap-cover{background:#0a0b3b;position:absolute;inset:54px 0 0 88px}.official-descriptor{color:#f7f3e8;letter-spacing:.015em;font-size:.75rem;font-weight:520;position:absolute;bottom:-1px;left:97px}.header-actions{align-items:center;gap:20px;margin-left:auto;display:flex}.header-short-label{display:none}.header-long-label{display:inline}.site-menu{position:relative}.site-menu summary{color:var(--white);cursor:pointer;border:1px solid #ffffff47;border-radius:999px;justify-content:center;align-items:center;gap:12px;min-height:44px;padding:0 18px;font-size:.86rem;font-weight:720;list-style:none;transition:background-color .2s,border-color .2s,color .2s;display:flex}.site-menu summary::-webkit-details-marker{display:none}.site-menu summary:hover{border-color:var(--mint-bright);color:var(--mint-bright)}.site-menu summary:focus-visible{outline:3px solid var(--sun);outline-offset:3px}.site-menu[open] summary{background:var(--paper-light);border-color:var(--paper-light);color:var(--ink)}.menu-icon{width:16px;height:12px;position:relative}.menu-icon:before,.menu-icon:after,.menu-icon span{content:"";background:currentColor;border-radius:2px;width:100%;height:2px;transition:opacity .2s,transform .2s;position:absolute;left:0}.menu-icon:before{top:0}.menu-icon span{top:5px}.menu-icon:after{bottom:0}.site-menu[open] .menu-icon:before{transform:translateY(5px)rotate(45deg)}.site-menu[open] .menu-icon span{opacity:0}.site-menu[open] .menu-icon:after{transform:translateY(-5px)rotate(-45deg)}.site-menu-panel{background:var(--paper-light);color:var(--ink);border:1px solid #0a0b3b1f;border-radius:24px;width:min(780px,100vw - 40px);padding:26px;position:absolute;top:calc(100% + 16px);right:0;overflow:hidden;box-shadow:0 28px 70px #0a0b3b3d}.site-menu-groups{grid-template-columns:1.35fr 1fr 1fr;gap:28px;display:grid}.site-menu-group{align-content:start;gap:2px;display:grid}.site-menu-heading{color:var(--coral-dark);letter-spacing:.1em;text-transform:uppercase;margin-bottom:10px;padding:0 11px;font-size:.66rem;font-weight:780}.site-menu-group a{color:var(--ink);border-radius:10px;padding:9px 11px;font-size:.86rem;font-weight:650;line-height:1.3;transition:background-color .18s,color .18s,transform .18s}.site-menu-group a:hover,.site-menu-group a:focus-visible{background:var(--mint);color:var(--ink);transform:translate(3px)}.site-menu-footer{border-top:1px solid var(--line);flex-wrap:wrap;gap:18px;margin-top:22px;padding:18px 11px 0;display:flex}.site-menu-footer a{color:var(--muted);font-size:.72rem;font-weight:620}.site-menu-footer a:hover{color:var(--coral-dark)}.review-ribbon{background:var(--paper-light);border-bottom:1px solid var(--line)}.review-ribbon-inner{align-items:center;gap:28px;min-height:58px;display:flex}.review-ribbon-label{color:var(--muted);letter-spacing:.1em;text-transform:uppercase;font-size:.66rem;font-weight:780}.review-ribbon-inner>a{white-space:nowrap;align-items:center;gap:8px;display:inline-flex}.review-ribbon-inner>a:not(.review-ribbon-all){border-left:1px solid var(--line);padding-left:28px}.review-ribbon-star{color:var(--coral-dark);font-size:.86rem}.review-ribbon-inner strong{color:var(--ink);font-size:.78rem}.review-ribbon-action{color:var(--muted);font-size:.72rem}.review-ribbon-inner>a:hover .review-ribbon-action,.review-ribbon-inner>a:hover strong{color:var(--coral-dark)}.review-ribbon-all{color:var(--ink);margin-left:auto;font-size:.72rem;font-weight:720}.review-ribbon-all:hover{color:var(--coral-dark)}.review-ribbon-all-short{display:none}.hero{background:var(--paper);min-height:calc(100vh - 154px);padding-top:84px;overflow:hidden}.hero-wash{filter:blur(1px);background:radial-gradient(circle,#cbd8eedb 0 28%,#0000 29%),radial-gradient(circle,#efd9905c,#0000 66%);border-radius:50%;width:760px;height:760px;position:absolute;top:-250px;right:-320px}.hero-grid{grid-template-columns:1.25fr .75fr;align-items:center;gap:72px;display:grid;position:relative}.hero-copy{animation:.7s both rise-in}.hero h1{max-width:870px;margin:0 0 32px}.hero-lede{color:#55566f;max-width:700px;font-size:clamp(1.08rem,1.65vw,1.36rem);line-height:1.52}.hero-location{color:var(--coral-dark);margin:0 0 14px;font-size:.82rem;font-weight:720}.hero-reassurance,.hero-action-note{color:var(--muted);max-width:660px;font-size:.8rem;line-height:1.5}.hero-reassurance{margin:0 0 18px}.hero-action-note{margin:-8px 0 0}.hero-actions{flex-wrap:wrap;align-items:center;gap:26px;margin:38px 0 24px;display:flex}.hero-panel{background:var(--ink);color:var(--white);border-radius:34px;min-height:520px;padding:36px;animation:.8s 80ms both rise-in;position:relative;overflow:hidden;transform:rotate(1.5deg)}.hero-panel:before{content:"";background:repeating-radial-gradient(circle,#0000 0 34px,#ffffff0f 35px 36px);position:absolute;inset:0}.panel-topline{color:var(--mint-bright);letter-spacing:.08em;text-transform:uppercase;justify-content:space-between;font-size:.76rem;font-weight:720;display:flex;position:relative}.panel-number{color:#ffffff8c}.route-card{position:relative}.route-card-featured{background:var(--mint-bright);color:var(--ink-deep);border-radius:24px;align-items:flex-start;gap:20px;margin-top:90px;padding:28px;display:flex;transform:rotate(-3deg)}.route-index{border:1px solid;border-radius:50%;flex:0 0 38px;place-items:center;height:38px;font-size:.78rem;display:grid}.route-card strong{font-family:var(--font-display), Georgia, serif;letter-spacing:-.035em;font-size:1.75rem;font-weight:500;line-height:1}.route-card p{margin:14px 0 0;font-size:.88rem}.route-list{gap:14px;margin-top:38px;display:grid;position:relative}.route-list span{color:#ffffffb8;border-bottom:1px solid #fff3;padding-bottom:12px;font-size:.85rem}.proof-strip{background:var(--paper-light);border-bottom:1px solid var(--line);border-top:1px solid var(--line);padding:18px 0}.proof-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;display:grid}.proof-card{border:1px solid var(--line);border-radius:18px;flex-direction:column;justify-content:flex-end;min-height:152px;padding:20px 22px;display:flex;position:relative;overflow:hidden}.proof-card-review{background:linear-gradient(145deg, var(--ink) 0%, #17184f 100%);color:var(--white);border-color:#0a0b3b38;transition:border-color .2s,transform .2s}.proof-card-review:hover{border-color:var(--coral);transform:translateY(-3px)}.proof-card-credential{background:var(--white)}.proof-card-topline{z-index:1;justify-content:space-between;align-items:center;margin-bottom:auto;display:flex;position:relative}.proof-card .proof-kicker{color:var(--coral-dark);letter-spacing:.09em;text-transform:uppercase;margin:0;font-size:.64rem;font-weight:760;line-height:1.25}.proof-card-review .proof-kicker{color:var(--mint-bright)}.proof-card .proof-arrow{color:var(--sun);margin:0;font-size:1rem;line-height:1;transition:transform .2s}.proof-card-review:hover .proof-arrow{transform:translate(2px,-2px)}.proof-card .proof-live-label{color:var(--sun);letter-spacing:.06em;text-transform:uppercase;z-index:1;border:1px solid #ffffff38;border-radius:999px;align-self:flex-start;margin:22px 0 9px;padding:6px 9px;font-size:.65rem;font-weight:740;line-height:1;position:relative}.proof-card strong{font-family:var(--font-display), Georgia, serif;z-index:1;font-size:1.32rem;font-weight:550;line-height:1.1;position:relative}.proof-card .proof-detail{color:var(--muted);z-index:1;margin-top:6px;font-size:.75rem;line-height:1.35;position:relative}.proof-card-review .proof-detail{color:#ffffffad}.section-heading{max-width:760px;margin-bottom:52px}.section-heading h2{margin-bottom:0}.split-heading{grid-template-columns:1.3fr .7fr;align-items:end;gap:80px;max-width:none;display:grid}.split-heading>p{color:var(--muted);margin-bottom:4px;font-size:1.02rem}.situation-section{background:var(--paper-light)}.situation-grid{grid-template-columns:repeat(3,1fr);display:grid}.situation-card{border:1px solid var(--line);flex-direction:column;min-height:360px;padding:32px;transition:background .25s,color .25s,transform .25s;display:flex}.situation-card:first-child{border-radius:26px 0 0}.situation-card:nth-child(3){border-radius:0 26px 0 0}.situation-card:nth-child(4){border-radius:0 0 0 26px}.situation-card:nth-child(6){border-radius:0 0 26px}.situation-card:hover{background:var(--mint);transform:translateY(-5px)}.situation-card-dark{background:var(--ink);color:var(--white)}.situation-card-dark .card-index{color:var(--sun)}.situation-card-dark:hover{background:var(--coral);color:var(--ink-deep)}.card-index{color:var(--coral-dark);letter-spacing:.1em;font-size:.72rem;font-weight:780}.situation-card h3{font-family:var(--font-display), Georgia, serif;margin:auto 0 16px;font-size:2rem;font-weight:520}.situation-card p{color:var(--muted);font-size:.9rem}.situation-card-dark p{color:#ffffffb3}.situation-card-dark:hover p{color:#302f60}.card-link{text-transform:uppercase;margin-top:20px;font-size:.78rem;font-weight:740}.human-section{background:var(--mint)}.human-grid{grid-template-columns:.9fr 1.1fr;align-items:center;gap:9vw;display:grid}.human-image{min-height:650px;position:relative}.human-image img{filter:saturate(.65)contrast(.96);object-fit:cover;width:100%;height:650px}.human-image:after{border:2px solid var(--coral);content:"";border-radius:50%;width:160px;height:160px;position:absolute;top:-56px;left:-56px}.image-note{background:var(--ink);color:var(--white);flex-direction:column;padding:18px 22px;display:flex;position:absolute;bottom:22px;left:22px}.image-note span{color:var(--mint-bright);letter-spacing:.09em;text-transform:uppercase;font-size:.66rem}.image-note strong{font-family:var(--font-display), Georgia, serif;font-size:1.45rem;font-weight:500}.human-copy h2{margin-bottom:28px}.large-copy{color:#3f405f;font-size:1.15rem}.fact-list{border-top:1px solid #0a0b3b38;margin:40px 0}.fact-list>div{border-bottom:1px solid #0a0b3b38;grid-template-columns:38px 1fr;gap:18px;padding:18px 0;display:grid}.fact-list span{color:var(--coral-dark);font-size:.7rem;font-weight:750}.fact-list p{margin:0}.fact-list a{text-underline-offset:3px;text-decoration:underline}.risk-band{background:var(--ink);color:var(--white);padding:34px 0}.risk-grid{grid-template-columns:240px 1fr;align-items:center;gap:60px;display:grid}.risk-grid .eyebrow{color:var(--sun);margin:0}.risk-grid>p:last-child{font-family:var(--font-display), Georgia, serif;margin:0;font-size:1.45rem;line-height:1.3}.process-section{background:var(--paper)}.process-list{counter-reset:process;margin:0;padding:0;list-style:none}.process-list li{border-top:1px solid var(--line);grid-template-columns:90px 1fr;align-items:start;gap:42px;padding:32px 0;display:grid}.process-list li:last-child{border-bottom:1px solid var(--line)}.process-list span{color:var(--coral-dark);font-size:.78rem;font-weight:780}.process-list div{grid-template-columns:1fr 1fr;gap:30px;display:grid}.process-list h3{font-family:var(--font-display), Georgia, serif;margin:0;font-size:2.15rem;font-weight:520}.process-list p{color:var(--muted);max-width:520px;margin:0}.reviews-section{background:var(--paper-light)}.reviews-grid{grid-template-columns:1fr .8fr .8fr;gap:18px;display:grid}.reviews-intro{padding:26px 40px 20px 0}.reviews-intro h2{font-size:clamp(2.6rem,4.2vw,4.4rem)}.reviews-intro>p:not(.eyebrow){color:var(--muted);max-width:420px;font-size:.84rem}.quote-card{border-radius:26px;flex-direction:column;min-height:430px;margin:0;padding:34px;display:flex}.quote-card-light{background:var(--paper);border:1px solid var(--line)}.quote-card-coral{background:var(--coral);color:var(--ink-deep);transform:rotate(1.5deg)}.stars{letter-spacing:.15em;font-size:.8rem}.quote-card blockquote{font-family:var(--font-display), Georgia, serif;letter-spacing:-.035em;margin:auto 0;font-size:2.15rem;line-height:1.12}.quote-card figcaption{flex-direction:column;display:flex}.quote-card figcaption span{opacity:.68;font-size:.75rem}.planner-section{background:var(--ink-deep);color:var(--white);scroll-margin-top:120px}.planner-section .eyebrow{color:var(--sun)}.planner-card{grid-template-columns:.8fr 1.2fr;gap:80px;display:grid}.planner-intro h2{margin-bottom:26px}.planner-intro>p:not(.eyebrow){color:#ffffffad;font-size:1.02rem}.planner-contact{border-top:1px solid #ffffff2e;flex-direction:column;margin-top:42px;padding-top:24px;display:flex}.planner-contact span{color:var(--mint-bright);text-transform:uppercase;font-size:.72rem}.planner-contact a{font-family:var(--font-display), Georgia, serif;font-size:2rem}.planner-form{gap:28px;display:grid}.planner-form fieldset{border:0;margin:0;padding:0}.planner-form legend,.planner-form label>span{letter-spacing:.04em;text-transform:uppercase;margin-bottom:13px;font-size:.78rem;font-style:normal;font-weight:720;display:block}.planner-form em{color:#ffffff80;font-size:.7rem;font-style:normal}.choice-grid{grid-template-columns:repeat(3,1fr);gap:8px;display:grid}.choice{color:var(--white);cursor:pointer;background:0 0;border:1px solid #ffffff7a;border-radius:999px;min-height:48px;padding:10px 12px}.choice:hover,.choice.active{background:var(--mint-bright);border-color:var(--mint-bright);color:var(--ink-deep)}.planner-form select,.money-field,.planner-form textarea{color:var(--white);background:#ffffff14;border:1px solid #ffffff7a;border-radius:14px;width:100%;min-height:58px}.planner-form select{padding:0 16px}.money-field{align-items:center;gap:8px;padding:0 16px;display:flex}.money-field input{color:var(--white);background:0 0;border:0;outline:0;width:100%;font-size:1rem}.money-field input::placeholder,.planner-form textarea::placeholder{color:#ffffffb8}.planner-form textarea{resize:vertical;min-height:116px;padding:16px}.planner-fee-disclosures{border-left-color:var(--coral);color:#ffffffb8;margin:0}.planner-actions{flex-wrap:wrap;gap:12px;display:flex}.copy-status{color:var(--mint-bright);min-height:1.2em;font-size:.78rem;display:block}.planner-privacy{color:#ffffffb8;margin:-8px 0 0;font-size:.74rem;line-height:1.55}.planner-privacy a{color:var(--white);text-underline-offset:3px;text-decoration:underline}.closing-band{background:var(--sun);padding:84px 0}.closing-grid{grid-template-columns:120px 1fr .6fr;align-items:end;gap:50px;display:grid}.closing-grid .eyebrow{color:var(--ink)}.closing-grid h2{margin:0;font-size:clamp(2.5rem,4vw,4.5rem)}.closing-actions{gap:12px;display:grid}.closing-actions a{border-bottom:1px solid #0a0b3b4d;padding:12px 0;font-weight:730}.site-footer{background:var(--ink);color:var(--white);padding-top:84px}.official-brand-footer{margin-bottom:20px}.footer-top{grid-template-columns:.6fr 1.4fr;gap:80px;padding-bottom:70px;display:grid}.footer-promise{color:var(--mint-bright);font-family:var(--font-display), Georgia, serif;margin-top:34px;font-size:1.8rem}.footer-links{grid-template-columns:repeat(3,1fr);gap:42px;display:grid}.footer-links>div{flex-direction:column;gap:10px;display:flex}.footer-links h2,.footer-links .footer-heading{color:var(--mint-bright);font-family:var(--font-sans), Arial, sans-serif;letter-spacing:.12em;text-transform:uppercase;margin-bottom:8px;font-size:.7rem;font-weight:730}.footer-heading{display:block}.footer-links a,.footer-links span{color:#ffffffb3;font-size:.82rem}.footer-links a:hover{color:var(--white)}.disclosure{border-top:1px solid #fff3;border-bottom:1px solid #fff3;grid-template-columns:repeat(2,1fr);gap:24px;padding:38px 0;display:grid}.disclosure p{color:#ffffffe0;margin:0;font-size:.8rem;line-height:1.55}.disclosure a{color:var(--white);text-underline-offset:3px;text-decoration:underline}.footer-bottom{justify-content:space-between;align-items:center;padding:28px 0;font-size:.7rem;display:flex}.footer-bottom nav{gap:20px;display:flex}.page-hero{background:var(--paper);padding-top:110px;padding-bottom:96px;overflow:hidden}.page-hero-compact{padding-top:72px;padding-bottom:72px}.page-hero-orbit{border:2px solid #0a0b3b14;border-radius:50%;width:620px;height:620px;position:absolute;top:-260px;right:-160px}.page-hero-orbit:after{content:"";border:2px solid #c7a34d52;border-radius:50%;position:absolute;inset:70px}.page-hero-grid{grid-template-columns:1.25fr .75fr;align-items:end;gap:90px;display:grid;position:relative}.page-hero h1{margin:0;font-size:clamp(3.5rem,6.6vw,7rem)}.page-hero-side{flex-direction:column;gap:22px;display:flex}.page-hero-side>p{color:#55566f;font-size:1.08rem}.page-hero-side .button{align-self:flex-start}.page-hero-actions{flex-wrap:wrap;align-items:center;gap:12px;display:flex}.breadcrumbs{color:var(--muted);flex-wrap:wrap;align-items:center;gap:8px;margin-bottom:28px;font-size:.72rem;display:flex}.breadcrumbs a{text-underline-offset:3px;text-decoration:underline}.two-col{grid-template-columns:.75fr 1.25fr;align-items:start;gap:11vw;display:grid}.sticky-heading{position:sticky;top:130px}.sticky-heading h2{font-size:clamp(2.5rem,4.2vw,4.5rem)}.sticky-heading>p:not(.eyebrow){color:var(--muted)}.question-stack{border-top:1px solid var(--line)}.question-stack>div{border-bottom:1px solid var(--line);grid-template-columns:50px 1fr;align-items:center;gap:24px;padding:30px 0;display:grid}.question-stack span{color:var(--coral-dark);font-size:.72rem;font-weight:760}.question-stack h3{font-family:var(--font-display), Georgia, serif;margin:0;font-size:2.2rem;font-weight:500}.help-section,.soft-section{background:var(--mint)}.help-grid{grid-template-columns:1fr 1fr;align-items:start;gap:12vw;display:grid}.help-copy h2,.help-grid h2{font-size:clamp(2.8rem,4.6vw,5rem)}.help-copy>p:not(.eyebrow){color:#454663;font-size:1.05rem}.check-list{border-top:1px solid #0a0b3b38;margin:0;padding:0;list-style:none}.check-list li{border-bottom:1px solid #0a0b3b38;align-items:center;gap:18px;min-height:66px;display:flex}.check-list span{background:var(--coral);border-radius:50%;flex:0 0 27px;place-items:center;height:27px;display:grid}.service-process{background:var(--paper-light)}.step-cards{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.step-cards article{background:var(--paper);border:1px solid var(--line);min-height:330px;padding:32px}.step-cards article:nth-child(2){background:var(--sun);transform:translateY(22px)}.step-cards article>span,.cover-grid article>span{color:var(--coral-dark);font-size:.72rem;font-weight:760}.step-cards h3{font-family:var(--font-display), Georgia, serif;margin:110px 0 15px;font-size:2.15rem;font-weight:500}.step-cards p{color:var(--muted);font-size:.9rem}.service-cta{background:var(--coral);padding:95px 0}.service-cta .eyebrow{color:var(--ink)}.service-cta-grid{grid-template-columns:1.2fr .8fr;gap:9vw;display:grid}.service-cta h2{margin:0;font-size:clamp(2.8rem,5vw,5.3rem)}.service-cta-grid>div:last-child{flex-direction:column;justify-content:flex-end;align-items:flex-start;display:flex}.service-cta-notes{color:#050627c7;max-width:520px;margin:18px 0 0;font-size:.8rem;line-height:1.55}.service-cta-notes p{margin:0 0 6px}.service-cta-notes p:last-child{margin-bottom:0}.service-cta .disclosure-note{border-left-color:var(--ink);color:#050627c7}.cover-grid{grid-template-columns:repeat(3,1fr);display:grid}.cover-grid article{border:1px solid var(--line);min-height:300px;padding:30px}.cover-grid h3{font-family:var(--font-display), Georgia, serif;margin-top:80px;font-size:1.8rem;font-weight:500}.cover-grid p{color:var(--muted);font-size:.88rem}.editorial-copy{font-family:var(--font-display), Georgia, serif;letter-spacing:-.02em;font-size:1.7rem;line-height:1.3}.editorial-copy .button{font-family:var(--font-sans), Arial, sans-serif;margin-top:24px;font-size:.9rem}.about-grid{grid-template-columns:1fr 1fr}.qualification-section{background:var(--paper)}.qualification-grid{grid-template-columns:.8fr 1.2fr;align-items:center;gap:10vw;display:grid}.qualification-grid h2{font-size:clamp(2.8rem,4.6vw,5rem)}.qualification-grid img{object-fit:cover;border-radius:240px 240px 24px 24px;height:580px}.reviews-page{background:var(--paper-light)}.review-score{background:var(--ink);color:var(--white);grid-template-columns:220px 1fr;align-items:center;gap:60px;margin-bottom:20px;padding:36px;display:grid}.review-score>div{flex-direction:column;display:flex}.review-score strong{color:var(--mint-bright);font-family:var(--font-display), Georgia, serif;font-size:4.5rem;line-height:.9}.review-score p{color:#fff9;margin:0;font-size:.82rem}.review-source-grid{grid-template-columns:repeat(2,1fr);gap:18px;margin-bottom:34px;display:grid}.review-source-grid a{background:var(--ink);border:1px solid var(--ink);color:var(--white);flex-direction:column;min-height:190px;padding:28px;transition:background .2s,color .2s,transform .2s;display:flex}.review-source-grid a:nth-child(2){background:var(--mint);border-color:var(--line);color:var(--ink)}.review-source-grid a:hover{background:var(--coral);color:var(--ink-deep);transform:translateY(-4px)}.review-source-grid span{letter-spacing:.09em;text-transform:uppercase;font-size:.68rem;font-style:normal;font-weight:740}.review-source-grid strong{font-family:var(--font-display), Georgia, serif;margin:auto 0 10px;font-size:2.7rem;font-weight:500}.review-source-grid em{opacity:.72;font-size:.78rem;font-style:normal}.review-wall{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.quote-card figcaption a{opacity:.72;font-size:.75rem}.review-disclaimer{color:var(--muted);margin-top:24px;font-size:.78rem}.google-review-gate,.google-review-embed{background:var(--mint);border:1px solid var(--line);margin-top:56px;padding:clamp(28px,5vw,56px)}.google-review-gate{grid-template-columns:1.15fr .85fr;align-items:end;gap:70px;display:grid}.google-review-gate h2,.google-review-embed h2{margin-bottom:20px;font-size:clamp(2.4rem,4vw,4rem)}.google-review-gate p:not(.eyebrow){color:var(--muted);max-width:680px;margin:0}.google-review-actions{flex-direction:column;align-items:flex-start;gap:20px;display:flex}.google-review-embed-heading{grid-template-columns:1fr auto;align-items:end;gap:40px;margin-bottom:32px;display:grid}.google-review-iframe{background:var(--paper);border:0;width:100%;min-height:430px}.google-unload{color:var(--muted);cursor:pointer;text-underline-offset:3px;background:0 0;border:0;margin-top:14px;padding:0;font-size:.74rem;text-decoration:underline}.faq-section{background:var(--paper-light)}.faq-list details{border-top:1px solid var(--line)}.faq-list details:last-child{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;font-family:var(--font-display), Georgia, serif;justify-content:space-between;align-items:center;padding:25px 0;font-size:1.6rem;list-style:none;display:flex}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{color:var(--coral-dark);font-family:var(--font-sans), Arial, sans-serif;font-size:1.4rem}.faq-list details[open] summary span{transform:rotate(45deg)}.faq-list details p{color:var(--muted);max-width:650px;padding-bottom:24px}.guide-grid{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.guide-card{background:var(--paper-light);border:1px solid #0a0b3b26;flex-direction:column;min-height:340px;padding:30px;transition:background .2s,transform .2s;display:flex}.guide-card:hover{background:var(--white);transform:translateY(-4px)}.guide-card>span{color:var(--coral-dark);text-transform:uppercase;font-size:.7rem;font-weight:750}.guide-card h3{font-family:var(--font-display), Georgia, serif;margin:70px 0 14px;font-size:2rem;font-weight:500}.guide-card p{color:var(--muted);font-size:.88rem}.guide-card strong{text-transform:uppercase;margin-top:auto;font-size:.78rem}.calculator-page{background:var(--paper-light)}.calculator{background:var(--ink);color:var(--white);border-radius:30px;grid-template-columns:1.1fr .9fr;gap:70px;padding:52px;display:grid}.calculator-controls{gap:28px;display:grid}.calculator-intro{border-bottom:1px solid #ffffff2e;padding-bottom:28px}.calculator-intro .eyebrow,.calculator-schedule .eyebrow{color:var(--sun);margin-bottom:12px}.calculator-intro h2{margin-bottom:18px;font-size:clamp(2.6rem,4vw,4rem)}.calculator-intro>p:last-child{color:#ffffffb3;margin:0}.calculator-options{border:0;margin:0;padding:0}.calculator-options legend,.calculator-field>label{letter-spacing:.055em;text-transform:uppercase;margin-bottom:12px;font-size:.76rem;font-weight:740;display:block}.calculator-option-grid{grid-template-columns:repeat(3,1fr);gap:8px;display:grid}.calculator-option{color:var(--white);cursor:pointer;text-align:left;background:0 0;border:1px solid #ffffff59;border-radius:14px;flex-direction:column;gap:5px;min-height:82px;padding:14px;display:flex}.calculator-option span{color:#ffffffa1;font-size:.68rem}.calculator-option:hover,.calculator-option.is-selected{background:var(--mint-bright);border-color:var(--mint-bright);color:var(--ink-deep)}.calculator-option:hover span,.calculator-option.is-selected span{color:#050627b3}.calculator-field{min-width:0}.calculator-number-input{background:#ffffff14;border:1px solid #ffffff6b;border-radius:14px;align-items:center;gap:6px;min-height:58px;margin-bottom:15px;padding:0 16px;display:flex}.calculator-number-input:focus-within,.money-field:focus-within{outline:3px solid var(--focus);outline-offset:4px}.calculator-number-input>span{color:#ffffffad}.calculator-number-input input{appearance:textfield;color:var(--white);background:0 0;border:0;outline:0;width:100%;min-width:0;font-size:1.02rem;font-weight:680}.calculator-number-input input::-webkit-inner-spin-button{appearance:none;margin:0}.calculator-number-input input::-webkit-outer-spin-button{appearance:none;margin:0}.calculator-rate-input input,.calculator-term-input input{text-align:right}.calculator-controls input[type=range]{accent-color:var(--coral);cursor:pointer;width:100%}.calculator-range-labels{color:#ffffff85;justify-content:space-between;margin-top:4px;font-size:.66rem;display:flex}.calculator-inline-action{color:var(--mint-bright);cursor:pointer;text-underline-offset:3px;background:0 0;border:0;align-items:center;min-height:44px;margin-top:10px;padding:0;font-size:.72rem;text-decoration:underline;display:inline-flex}.calculator-ltv-buttons,.calculator-payment-buttons{gap:8px;display:grid}.calculator-ltv-buttons{grid-template-columns:repeat(5,1fr)}.calculator-payment-buttons{grid-template-columns:repeat(2,1fr)}.calculator-ltv-buttons button,.calculator-payment-buttons button{color:var(--white);cursor:pointer;background:0 0;border:1px solid #fff6;border-radius:999px;min-height:44px;padding:8px 10px}.calculator-ltv-buttons button:hover,.calculator-ltv-buttons button.is-selected,.calculator-payment-buttons button:hover,.calculator-payment-buttons button.is-selected{background:var(--coral);border-color:var(--coral);color:var(--ink-deep)}.calculator-helper{color:#ffffffa6;margin:12px 0 0;font-size:.7rem}.calculator-controls label>span{justify-content:space-between;margin-bottom:13px;font-size:.82rem;font-weight:650;display:flex}.calculator-example-rate{color:#ffffffb8;margin:-15px 0 0;font-size:.72rem}.calculator-controls output{color:var(--mint-bright);font-weight:760}.calculator input[type=range]{accent-color:var(--coral);cursor:pointer;width:100%}.calculator-results-column{flex-direction:column;gap:26px;min-width:0;display:flex}.calculator-result{background:var(--mint-bright);color:var(--ink-deep);flex-direction:column;justify-content:center;padding:38px;display:flex;transform:rotate(1deg)}.calculator-result>p:first-child{letter-spacing:.08em;text-transform:uppercase;font-size:.74rem;font-weight:740}.calculator-result>strong{font-family:var(--font-display), Georgia, serif;font-size:clamp(3.6rem,7vw,6rem);font-weight:500;line-height:1}.calculator-ltv-meter{background:#0a0b3b26;width:100%;height:8px;margin-top:26px;overflow:hidden}.calculator-ltv-meter span{background:var(--coral-dark);height:100%;display:block}.calculator-ltv-summary{margin:8px 0 0;font-size:.69rem}.calculator-result dl{border-top:1px solid #0a0b3b38;gap:16px;margin:32px 0 18px;padding-top:18px;display:grid}.calculator-result dl div{justify-content:space-between;font-size:.8rem;display:flex}.calculator-result dd{text-align:right;margin:0;font-weight:740}.calculator-note{opacity:.68;font-size:.68rem}.calculator-alert{border-left:3px solid var(--coral-dark);background:#0a0b3b1a;padding:10px 12px;font-size:.72rem}.calculator-schedule{border:1px solid #fff3;padding:24px}.calculator-schedule-heading{justify-content:space-between;align-items:end;gap:20px;margin-bottom:20px;display:flex}.calculator-schedule-heading h3{font-family:var(--font-display), Georgia, serif;margin:0;font-size:1.8rem;font-weight:500}.calculator-schedule-heading>span{color:#fff9;text-align:right;font-size:.67rem}.calculator-table-wrap{overflow-x:auto}.calculator-table-wrap:focus-visible{outline:3px solid var(--focus);outline-offset:4px}.calculator-table-wrap table{border-collapse:collapse;width:100%;min-width:480px}.calculator-table-wrap th,.calculator-table-wrap td{text-align:right;white-space:nowrap;border-bottom:1px solid #ffffff24;padding:10px 8px;font-size:.68rem}.calculator-table-wrap th:first-child,.calculator-table-wrap td:first-child{text-align:left}.calculator-table-wrap thead th{color:var(--mint-bright);font-weight:720}.calculator-actions{flex-wrap:wrap;gap:10px;display:flex}.calculator-disclosures{border-left:3px solid var(--coral);background:#ffffff12;padding:22px}.calculator-disclosures h3{color:var(--sun);letter-spacing:.06em;text-transform:uppercase;font-size:.78rem}.calculator-disclosures p{color:#ffffffb3;margin-bottom:11px;font-size:.69rem}.calculator-disclosures p:last-child{margin-bottom:0}.calculator-risk{background:var(--paper);border:1px solid var(--line);grid-template-columns:190px 1fr;align-items:start;gap:24px;margin-top:22px;padding:24px 28px;display:grid}.calculator-risk-before{margin:0 0 22px}.calculator-risk p{margin:0 0 10px}.calculator-risk p:last-child{margin-bottom:0}.calculator-follow{grid-template-columns:1fr 1fr auto;align-items:end;gap:60px;margin-top:70px;display:grid}.calculator-follow h2{font-size:clamp(2.6rem,4.4vw,4.7rem)}.calculator-follow>p{color:var(--muted)}.contact-details{background:var(--mint)}.contact-grid{grid-template-columns:.8fr 1.2fr;gap:8vw;display:grid}.contact-grid h2{font-size:clamp(2.8rem,4.8vw,5rem)}.contact-cards{gap:12px;display:grid}.contact-cards a{background:var(--paper-light);border:1px solid var(--line);flex-direction:column;min-height:150px;padding:26px;transition:transform .2s,background .2s;display:flex}.contact-cards a:hover{background:var(--sun);transform:translate(6px)}.contact-cards span{color:var(--coral-dark);text-transform:uppercase;font-size:.7rem;font-weight:740}.contact-cards strong{font-family:var(--font-display), Georgia, serif;margin:auto 0 5px;font-size:1.75rem;font-weight:500}.contact-cards em{color:var(--muted);font-size:.74rem;font-style:normal}.policy{background:var(--paper-light)}.policy-shell{max-width:820px}.policy-updated{letter-spacing:.04em;text-transform:uppercase;font-size:.78rem;font-weight:720;color:var(--coral-dark)!important}.policy h2{margin:55px 0 16px;font-size:2.4rem}.policy p{color:#55566f}.policy a{text-underline-offset:3px;text-decoration:underline}.policy-contacts{grid-template-columns:repeat(2,1fr);gap:12px;margin:30px 0;display:grid}.policy-contacts>div{background:var(--paper);border:1px solid var(--line);flex-direction:column;gap:7px;padding:22px;display:flex}.policy-contacts span,.policy-contacts a{color:var(--muted);font-size:.82rem}.complaints-policy{font-size:1rem}.complaints-policy ol,.complaints-policy ul{color:#55566f;padding-left:1.5rem}.complaints-policy li{margin-bottom:14px;padding-left:5px}.complaints-policy li>p,.complaints-policy ul li{margin-bottom:12px}.complaints-note{background:var(--paper);border-left:3px solid var(--coral-dark);margin:22px 0;padding:18px;font-style:italic}.complaints-contacts address{color:var(--muted);font-size:.9rem;font-style:italic;line-height:1.6}.complaints-contacts>div{gap:10px}.complaints-contacts p{margin:0}.cookie-table{overflow-x:auto}.cookie-table table{border-collapse:collapse;width:100%;min-width:700px}.cookie-table th,.cookie-table td{border:1px solid var(--line);text-align:left;vertical-align:top;padding:14px;font-size:.8rem}.cookie-table th{background:var(--ink);color:var(--white)}.risk-copy{gap:12px;display:grid}.risk-copy p{border-bottom:1px solid #ffffff24;margin:0;padding-bottom:12px;font-size:.91rem}.risk-copy p:last-child{border-bottom:0;padding-bottom:0}@keyframes rise-in{0%{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}@media (width<=1050px){.hero-grid{grid-template-columns:1.1fr .9fr;gap:40px}.hero h1{font-size:clamp(3.6rem,8vw,6rem)}.hero-panel{min-height:480px;padding:28px}.route-card-featured{margin-top:72px}.situation-card{min-height:330px}.planner-card{gap:45px}.closing-grid{grid-template-columns:1fr 2fr}.closing-grid .eyebrow{grid-column:1/-1}.footer-top{grid-template-columns:1fr}.calculator-follow{grid-template-columns:1fr 1fr}.calculator-follow .button{grid-column:2;justify-self:start}}@media (width<=800px){html{scroll-padding-top:92px}.shell{width:min(100% - 32px,680px)}.section-pad{padding:72px 0}.compliance-disclosure-inner{grid-template-columns:1fr;gap:8px;padding-top:15px;padding-bottom:15px}.compliance-disclosure-copy{gap:0}.compliance-disclosure p{padding:9px 0;font-size:.91rem;line-height:1.45}.compliance-disclosure p:last-child{padding-bottom:0}.header-inner{gap:10px;height:76px}.official-brand{flex-basis:72px;width:72px;height:62px}.official-logo-crop{width:72px;height:62px}.official-logo-crop img{width:280px;top:-14px;left:-7px}.official-strap-cover,.official-descriptor{display:none}.header-actions{gap:0;margin-left:auto;display:flex}.header-actions .button{white-space:nowrap;gap:7px;min-height:44px;padding-inline:12px;font-size:.78rem}.header-short-label{display:inline}.header-long-label{display:none}.site-menu{margin-left:0}.site-menu-panel{width:min(560px,100vw - 32px);max-height:calc(100dvh - 102px);top:calc(100% + 14px);overflow-y:auto}.site-menu-groups{grid-template-columns:1fr}.review-ribbon-inner{scrollbar-width:none;gap:18px;overflow-x:auto}.review-ribbon-inner::-webkit-scrollbar{display:none}.review-ribbon-label{display:none}.review-ribbon-inner>a:not(.review-ribbon-all){border-left:0;padding-left:0}.review-ribbon-all{flex:none}.hero{min-height:auto;padding:50px 0 58px}.hero-grid,.page-hero-grid,.split-heading,.human-grid,.reviews-grid,.planner-card,.two-col,.help-grid,.service-cta-grid,.qualification-grid,.contact-grid{grid-template-columns:1fr}.hero-grid{gap:38px}.hero h1,.page-hero h1{font-size:clamp(3rem,10vw,4.5rem);line-height:1}.hero-panel{min-height:440px;transform:none}.proof-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.situation-grid{grid-template-columns:repeat(2,1fr)}.situation-card{border-radius:0!important}.split-heading{gap:24px}.human-grid,.help-grid,.two-col,.qualification-grid,.contact-grid{gap:44px}.human-image,.human-image img{height:420px;min-height:420px}.human-image:after{top:-28px;left:-18px}.risk-grid{grid-template-columns:1fr;gap:18px}.process-list div{grid-template-columns:1fr;gap:10px}.reviews-grid{gap:18px}.reviews-intro{padding:0}.quote-card{min-height:330px}.choice-grid{grid-template-columns:repeat(2,1fr)}.closing-band{padding:64px 0}.closing-grid{grid-template-columns:1fr;gap:28px}.service-cta{padding:72px 0}.site-footer{padding-top:64px}.footer-top{gap:48px;padding-bottom:52px}.footer-links{grid-template-columns:repeat(2,1fr)}.disclosure{grid-template-columns:1fr}.page-hero{padding:56px 0}.page-hero-compact{padding:44px 0}.page-hero-grid{gap:26px}.sticky-heading{position:static}.step-cards,.cover-grid,.review-wall,.guide-grid{grid-template-columns:1fr}.step-cards article{min-height:270px}.step-cards article:nth-child(2){transform:none}.step-cards h3,.guide-grid h3{margin-top:70px}.qualification-grid img{height:460px}.review-score,.review-source-grid{grid-template-columns:1fr}.google-review-gate,.google-review-embed-heading{grid-template-columns:1fr;align-items:start;gap:28px}.google-review-iframe{min-height:360px}.calculator-page{padding-top:52px}.calculator{grid-template-columns:1fr;gap:32px;padding:30px}.calculator-controls{gap:24px}.calculator-intro{padding-bottom:22px}.calculator-intro h2{margin-bottom:14px;font-size:clamp(2.25rem,8vw,3.2rem)}.calculator-result{transform:none}.calculator-follow{grid-template-columns:1fr;align-items:start;gap:28px}.calculator-follow .button{grid-column:auto}.policy-contacts{grid-template-columns:1fr}}@media (width>=521px) and (width<=800px){.site-menu-panel{width:min(680px,100vw - 32px)}.site-menu-groups{grid-template-columns:1.35fr 1fr}.site-menu-group:last-child{grid-column:2}.cover-grid,.guide-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.cover-grid article,.guide-card{min-height:300px}}@media (width<=520px){html{scroll-padding-top:82px}.shell{width:calc(100% - 32px)}.section-pad{padding:56px 0}.eyebrow{margin-bottom:14px}h2,.help-copy h2,.help-grid h2,.qualification-grid h2,.contact-grid h2,.service-cta h2,.calculator-follow h2{font-size:clamp(2.15rem,10vw,2.4rem);line-height:1.02}.section-heading{margin-bottom:32px}.compliance-disclosure-inner{gap:6px;padding-top:12px;padding-bottom:12px}.compliance-disclosure-inner>strong{font-size:.67rem}.compliance-disclosure p{padding:8px 0;font-size:.875rem;line-height:1.43}.header-inner{height:72px}.site-menu summary{padding:0 15px}.site-menu-panel{border-radius:18px;width:calc(100vw - 32px);padding:18px}.site-menu-groups{gap:22px}.site-menu-group a{align-items:center;min-height:44px;padding-top:8px;padding-bottom:8px;display:flex}.site-menu-footer{gap:12px 18px}.review-ribbon-inner{grid-template-columns:repeat(3,minmax(0,1fr));gap:0;min-height:48px;display:grid;overflow:visible}.review-ribbon-action{display:none}.review-ribbon-inner>a{text-align:center;justify-content:center;align-items:center;gap:5px;min-height:48px}.review-ribbon-inner>a:not(.review-ribbon-all){padding:0}.review-ribbon-inner>a+a{border-left:1px solid var(--line)}.review-ribbon-inner strong,.review-ribbon-all{font-size:.7rem}.review-ribbon-all{margin-left:0}.review-ribbon-all-long{display:none}.review-ribbon-all-short{display:inline}.hero{padding:32px 0 44px}.hero-grid{gap:30px}.hero h1{margin-bottom:20px;font-size:clamp(2.55rem,10.8vw,2.9rem);line-height:1}.hero-lede{font-size:1rem;line-height:1.45}.hero-actions{flex-direction:column;align-items:stretch;gap:10px;margin:24px 0 14px}.hero-actions .button{width:100%}.hero-action-note{margin-top:0}.hero-panel{border-radius:26px;min-height:360px;padding:20px}.route-card-featured{border-radius:18px;margin-top:44px;padding:18px}.route-card strong{font-size:1.35rem}.route-card p{margin-top:10px;font-size:.82rem}.route-list{gap:8px;margin-top:24px}.route-list span{padding-bottom:8px;font-size:.78rem}.proof-strip{padding:12px 0}.proof-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}.proof-card{border-radius:14px;min-height:132px;padding:16px}.proof-card .proof-live-label{margin:14px 0 7px}.proof-card strong{font-size:1.12rem}.proof-card .proof-detail{font-size:.68rem}.situation-grid{grid-template-columns:1fr}.situation-card{min-height:225px;padding:24px}.situation-card h3{margin-bottom:10px;font-size:1.75rem}.situation-card p{margin-bottom:8px;font-size:.88rem}.card-link{margin-top:12px}.human-grid,.help-grid,.two-col,.qualification-grid,.contact-grid{gap:32px}.human-image,.human-image img{height:340px;min-height:340px}.human-image:after{width:110px;height:110px;top:-28px;left:-20px}.image-note{padding:14px 16px;bottom:14px;left:14px}.image-note strong{font-size:1.25rem}.large-copy{font-size:1.05rem}.fact-list{margin:28px 0}.fact-list>div{padding:15px 0}.risk-band{padding:26px 0}.risk-grid{gap:10px}.risk-grid>p:last-child{font-size:1.18rem;line-height:1.38}.risk-copy{gap:0}.risk-copy p{padding:9px 0;font-size:.875rem;line-height:1.45}.process-list li{grid-template-columns:32px 1fr;gap:10px;padding:22px 0}.process-list h3{font-size:1.55rem}.process-list p{font-size:.9rem}.reviews-grid{gap:14px}.reviews-intro h2{font-size:clamp(2.15rem,10vw,2.4rem)}.quote-card{border-radius:20px;min-height:250px;padding:24px}.quote-card-coral{transform:none}.quote-card blockquote{font-size:1.75rem;line-height:1.12}.planner-section{padding-top:54px}.planner-card{gap:32px}.planner-intro h2{margin-bottom:18px}.choice-grid{grid-template-columns:1fr 1fr}.choice{border-radius:14px}.planner-form{gap:24px}.planner-actions{flex-direction:column;align-items:stretch}.planner-actions .button{width:100%}.closing-band{padding:54px 0}.closing-grid{gap:22px}.closing-grid h2{font-size:clamp(2.15rem,10vw,2.4rem);line-height:1.02}.service-cta{padding:56px 0}.service-cta-grid{gap:28px}.service-cta-grid>div:last-child{gap:12px}.service-cta-grid>div:last-child>p,.service-cta-grid .disclosure-note{margin-bottom:0}.service-cta-grid .button{margin-top:6px}.service-cta-notes{margin-top:6px;font-size:.8rem}.site-footer{padding-top:52px}.official-brand-footer{flex-basis:326px;width:326px;height:78px}.official-brand-footer .official-logo-crop{width:326px;height:69px}.official-brand-footer .official-logo-crop img{width:340px;top:-18px;left:-9px}.official-brand-footer .official-strap-cover,.official-brand-footer .official-descriptor{display:block}.footer-top{gap:34px;padding-bottom:40px}.footer-promise{margin-top:20px;font-size:1.5rem}.footer-links{grid-template-columns:1fr;gap:30px}.footer-links>div{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 18px;display:grid}.footer-links .footer-heading{grid-column:1/-1;margin-bottom:8px}.footer-links a,.footer-links span{overflow-wrap:anywhere;align-items:center;min-height:44px;line-height:1.3;display:flex}.disclosure{gap:16px;padding:28px 0}.disclosure p{font-size:.875rem;line-height:1.55}.footer-bottom{flex-direction:column;align-items:flex-start;gap:18px}.footer-bottom nav{flex-wrap:wrap;gap:12px 18px}.breadcrumbs{margin-bottom:18px}.page-hero{padding:36px 0 40px}.page-hero-compact{padding:30px 0 34px}.page-hero-grid{gap:18px}.page-hero h1{font-size:clamp(2.45rem,10.6vw,2.75rem);line-height:1}.page-hero-side{gap:14px}.page-hero-side>p{margin-bottom:0;font-size:1rem;line-height:1.5}.page-hero-orbit{width:430px;height:430px;top:-190px;right:-230px}.question-stack>div{grid-template-columns:32px 1fr;gap:14px;padding:20px 0}.question-stack h3{font-size:1.5rem}.check-list li{gap:14px;min-height:56px}.step-cards article,.cover-grid article,.guide-card{min-height:auto;padding:24px}.step-cards h3,.cover-grid h3,.guide-card h3,.guide-grid h3{margin:44px 0 12px;font-size:1.7rem}.editorial-copy{font-size:1.45rem}.qualification-grid img{object-fit:contain;border-radius:20px;height:auto}.review-score{gap:18px;padding:24px}.review-score strong{font-size:4rem}.review-source-grid{gap:12px;margin-bottom:24px}.review-source-grid a{min-height:150px;padding:22px}.review-source-grid strong{font-size:2.25rem}.google-review-gate,.google-review-embed{margin-top:32px;padding:22px}.google-review-gate h2,.google-review-embed h2{font-size:2.2rem}.google-review-actions,.google-review-actions .button{align-items:stretch;width:100%}.faq-list summary{gap:16px;padding:20px 0;font-size:1.35rem;line-height:1.2}.faq-list details p{padding-bottom:20px}.page-hero-actions{flex-direction:column;align-items:stretch}.page-hero-actions .button{align-self:stretch;width:100%}.calculator-page{padding-top:28px;padding-bottom:48px}.calculator{border-radius:20px;gap:26px;padding:20px}.calculator-controls{gap:22px}.calculator-intro{padding-bottom:18px}.calculator-intro h2{margin-bottom:12px;font-size:2.15rem}.calculator-option-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.calculator-option{min-height:72px}.calculator-option:last-child:nth-child(odd){grid-column:1/-1}.calculator-ltv-buttons{grid-template-columns:repeat(5,minmax(0,1fr))}.calculator-ltv-buttons button{padding:7px 3px;font-size:.72rem}.calculator-result{padding:24px}.calculator-result>strong{font-size:clamp(2.65rem,12vw,3.25rem)}.calculator-schedule{padding:18px}.calculator-schedule-heading{flex-direction:column;align-items:start}.calculator-actions{flex-direction:column;align-items:stretch}.calculator-actions .button{width:100%}.calculator-risk{grid-template-columns:1fr;gap:12px;padding:20px}.calculator-follow{gap:20px;margin-top:42px}.useful-next-steps{margin-top:28px}.useful-next-steps>.shell{border-radius:18px;grid-template-columns:1fr;gap:18px;padding:20px}.useful-next-steps>.shell>div{flex-direction:column;align-items:stretch}.useful-next-steps a{justify-content:center;width:100%}.contact-cards a{min-height:128px;padding:22px}.contact-cards strong{overflow-wrap:anywhere;font-size:1.35rem}.policy h2{margin:40px 0 14px;font-size:2rem;line-height:1.05}.policy-contacts{margin:24px 0}.policy-contacts>div{padding:18px}.complaints-policy li{margin-bottom:12px;padding-left:2px}.complaints-note{padding:15px}.cookie-table{overflow:visible}.cookie-table table,.cookie-table tbody,.cookie-table tr,.cookie-table td{width:100%;min-width:0;display:block}.cookie-table thead{display:none}.cookie-table tr{background:var(--paper);border:1px solid var(--line);margin-bottom:16px;padding:8px 16px}.cookie-table td{border:0;border-bottom:1px solid var(--line);padding:12px 0}.cookie-table td:last-child{border-bottom:0}.cookie-table td:before{color:var(--coral-dark);content:attr(data-label);letter-spacing:.08em;text-transform:uppercase;margin-bottom:4px;font-size:.68rem;font-weight:760;display:block}}@media (width<=400px){.choice-grid{grid-template-columns:1fr}.choice{text-align:left;min-height:48px}}@media (width<=360px){.header-inner{gap:6px}.official-brand{flex-basis:64px;width:64px}.official-logo-crop{width:64px}.header-actions .button{gap:0;padding-inline:10px;font-size:.72rem}.header-actions .button>span[aria-hidden=true]:last-child{display:none}.site-menu summary{gap:8px;padding-inline:12px}.official-brand-footer{flex-basis:64px;width:64px;height:62px}.official-brand-footer .official-logo-crop{width:64px;height:62px}.official-brand-footer .official-logo-crop img{width:280px;top:-14px;left:-7px}.official-brand-footer .official-strap-cover,.official-brand-footer .official-descriptor{display:none}.calculator-result dl div{flex-direction:column;align-items:flex-start;gap:2px}.calculator-result dd{text-align:left}}@media (hover:none){.button:hover,.proof-card-review:hover,.situation-card:hover,.quote-card-coral,.contact-cards a:hover,.review-source-grid a:hover,.guide-card:hover{transform:none}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.001ms!important;animation-duration:.001ms!important;animation-iteration-count:1!important}}
